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Cookie Policy

Last updated: May 2026

The short version

  • We use cookies to make the site work properly and to understand how visitors use it.
  • We use Google Analytics cookies to track anonymous usage data — no personally identifiable information is collected this way.
  • When ads are active, ad network cookies will be used to serve relevant advertisements.
  • You can opt out of non-essential cookies using our cookie consent banner or your browser settings.

The full details are below if you want to dig deeper.

What Are Cookies?

Cookies are small text files that websites store on your device when you visit them. They help sites remember information about your visit — like your preferences — so the site works better next time.

Cookies can't run programs, carry viruses, or access your personal files. They're simply a way for websites and services to store a small piece of information in your browser.

Most websites use cookies of some kind. Fiscal Word uses a minimal set — only what we need to provide a good experience and keep the site financially sustainable.

Cookies We Use

Here's a complete breakdown of every cookie category used on Fiscal Word:

Cookie / Service Purpose Duration Type
fiscalword_cookie_consent Stores your cookie consent preference (accepted or declined) Persistent (localStorage) Essential
_ga Google Analytics — distinguishes unique users for traffic analysis 2 years Analytics
_gid Google Analytics — distinguishes users across sessions (same-day sessions) 24 hours Analytics
_ga_XXXXXXXX Google Analytics 4 — persists session state for GA4 measurement 2 years Analytics
Google AdSense cookies Serve relevant advertisements (active when ads are enabled) Varies Advertising
Beehiiv cookies Newsletter subscription functionality (only set if you interact with newsletter forms) Session / persistent Functional
fiscalword_tool_[toolname] Saves calculator inputs locally for your convenience so they persist between visits Until you clear browser data Essential / Functional

Essential cookies

Essential cookies are necessary for the site to function. Without them, basic features like remembering your cookie preference wouldn't work. These cannot be disabled.

Analytics cookies

Analytics cookies (Google Analytics 4) help us understand how visitors interact with Fiscal Word. We see aggregated, anonymized data — things like which articles are most popular and where visitors come from. We cannot identify you personally from this data.

Advertising cookies

When display ads are active, ad network cookies (Google AdSense) may be used to show advertisements that are relevant to your interests. These cookies track browsing activity across sites to build an interest profile.

Functional cookies

Functional cookies from Beehiiv are only set when you interact with our newsletter signup forms. They help manage the subscription process.

How to Control Cookies

You have several options for controlling cookies on Fiscal Word.

Option 1: Our cookie consent banner

When you first visit Fiscal Word, a banner appears at the bottom of the screen. Clicking "Decline" opts you out of all non-essential cookies (analytics and advertising). Clicking "Accept" allows all cookies. Your choice is remembered permanently.

To change your preference after the banner has been dismissed, you can clear your browser's local storage for fiscalword.com (see browser instructions below) and the banner will reappear on your next visit.

Option 2: Browser settings

All major browsers let you control, block, or delete cookies. Here's how:

  • Google Chrome — Settings → Privacy and security → Cookies and other site data. You can block third-party cookies or clear all cookies.
  • Mozilla Firefox — Settings → Privacy & Security → Enhanced Tracking Protection. Choose Standard, Strict, or Custom protection levels.
  • Apple Safari — Settings → Privacy → Manage Website Data. You can block all cookies or remove cookies from specific sites.
  • Microsoft Edge — Settings → Cookies and site permissions → Cookies and site data. You can block third-party cookies or clear all cookies.

Note: blocking essential cookies may affect how parts of the site function.

Option 3: Google Analytics opt-out

You can specifically opt out of Google Analytics tracking across all websites using Google's Analytics opt-out browser add-on .

Option 4: Ad personalization opt-out

You can manage Google's ad personalization settings at adssettings.google.com or opt out of interest-based advertising through the Network Advertising Initiative opt-out page .

Our Cookie Consent Banner

When you first visit Fiscal Word, a small banner appears at the bottom of the screen. It explains that we use cookies and gives you two choices:

  • Accept Cookies — All cookie categories are enabled (essential, analytics, and advertising).
  • Decline — Only essential cookies are used. Analytics and advertising cookies are not set.

Your preference is stored in your browser's localStorage under the key fiscalword_cookie_consent with a value of accepted or declined. The banner will not appear again after you've made a choice.

Updates to This Policy

As Fiscal Word grows and adds new features, our cookie usage may change. When it does, we'll update this page and the "last updated" date at the top. Significant changes will be noted in our newsletter for subscribers.

Questions about our cookie use? Email hello@fiscalword.com.

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