FREE RESOURCES

Free downloads for Fiscal Word readers.

Printable worksheets, checklists, and reference cards — free when you join the newsletter.

The Debt Payoff Starter Kit

Everything you need to map your debt, choose a payoff strategy, and track your progress to debt-free

  • Debt inventory worksheet — list every balance, interest rate, and minimum payment in one place
  • Avalanche vs. Snowball comparison calculator (printable)
  • Monthly progress tracker — check off debts as you eliminate them

The 50/30/20 Budget Template

A ready-to-use monthly budget worksheet with the 50/30/20 framework built in

  • Monthly budget worksheet with 50/30/20 targets pre-calculated
  • Needs category tracker (housing, food, transportation, utilities, insurance)
  • Wants category tracker (dining, entertainment, subscriptions, clothing)

The Beginner's Money Checklist

A step-by-step checklist for getting your financial foundation right — in the right order

  • The full financial priority order (7 steps) with explanation for each
  • Account setup checklist (checking, HYSA, 401k, Roth IRA)
  • Credit score quick-start guide

The First-Time Investor Cheat Sheet

Everything a first-time investor needs to know on one page — accounts, index funds, contribution limits, and the most common mistakes to avoid

  • Account comparison table (401k vs. Roth IRA vs. Traditional IRA vs. brokerage)
  • 2024 contribution limits reference
  • Index fund terminology glossary (6 essential terms)

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